Company insurance
Office insurance
Voluntary insurance coverage for your office’s property—from fixed assets to electronics. We compare offers from multiple insurers and select a policy tailored to your business.
✓ Offers from 21 companies ✓ A Customized Range ✓ Free assistance
SCOPE OF COVERAGE
What You Can Insure in the Office
You determine the scope of the policy yourself—the key is an accurate assessment of your assets and the size of your office.
Fixed Elements
You insure your office’s fixed assets at their actual value—this is the basis for calculating the sum insured.
Personal Property
Office equipment that can be moved—you insure it for its actual value.
Electronics
You must value electronic equipment separately—its value directly affects the sum insured and the premium.
Random events
It's a good idea to include all likely risks in your policy—this will reduce the threat to your company's future.
PROTECTION OF COMPANY ASSETS
Comprehensive protection for your workplace
Insuring an office starts with precisely determining what you want to protect and for what amount. The basis for this is an assessment of the assets, broken down into fixed assets, personal property, and electronics, as well as the office’s square footage.
Realistic coverage amounts are crucial—in the event of a loss, the insurer will then pay 100% of the compensation due. At Polisarium, we compare offers from insurance companies and help you cover all likely risks with a policy. This reduces the risk that an unforeseen event could jeopardize your company’s future.
WHY IT'S WORTH IT
QUESTIONS AND ANSWERS
Frequently Asked Questions About Office Insurance
A well-chosen insurance policy starts with the right questions—here are the answers to the most important ones.
Is office insurance mandatory?
No — it's voluntary insurance policy. The scope and terms of coverage are specified in the general terms and conditions (GTC) of each insurance company, so it’s a good idea to compare offers before purchasing a policy.
What determines the premium?
First and foremost, from asset values — fixed assets, personal property, and electronics — as well as the office square footage and the scope of risks covered.
What happens if I understate the value of my assets?
The insurer will apply the principle of proportion — The compensation may be reduced by several times. Only realistic amounts result in the 100% payment due.
How should you prepare for an appraisal?
Determine the value of the items in the office, broken down by fixed assets, personal property, and electronics, and be sure to have the measurements ready. The advisor will take care of the rest.
BEFORE YOU BUY
Two things worth checking out
The wrong insurance policy can end up costing you more than the premium—we'll help you avoid that.
The Principle of Proportion
Underestimating the value of your property lowers your premium, but in the event of a claim, your compensation may be reduced by several times. Be sure to provide realistic insurance coverage amounts.
Risk Catalog
Make sure the policy covers all possible contingencies—any gaps in coverage could jeopardize the company's future.
Insurance Companies' Offers
Insurance Companies' Offers
Before contacting an advisor, you can review InterRisk's offerings for businesses.
Get a Quote for Office Insurance
Provide some basic information about your office—we'll compare offers from different insurance companies and recommend the best policy.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose the best insurance policy for your office
Our advisors will help you determine the value of your assets, select the appropriate scope of coverage, and avoid the proportionality rule. We do not charge any additional fees for our assistance.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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