Other insurances

Bike insurance

Voluntary insurance for your motorcycle—from theft to accidents. We compare offers from many insurers and select a policy tailored to your riding habits.

✓ Voluntary Protection    ✓ A wide range    ✓ Support from an advisor

City bike with a U-lock on a white background - calculator on a phone

WHAT IS COVERED BY THE POLICY

Protecting Your Bike from Theft and Accidents

The coverage depends on the insurer’s offer and general terms and conditions—these are the incidents most commonly covered by bicycle insurance policies.

Theft

Financial assistance if your bike is stolen—a key feature of most bike insurance policies.

Devastation

Coverage for damage when someone intentionally damages or destroys your motorcycle.

Injuries sustained in an accident

Coverage if your bike is damaged in a traffic accident—the policy helps cover the costs of the resulting damage.

Cyclist's Liability Insurance

Many insurance policies include third-party liability coverage for cyclists—it protects against the costs of damage caused to other people or their property.

PROTECTION OF SINGLE-TRACK TRAILS

Bicycle Insurance – Peace of Mind on Every Ride

For many people, a bicycle is not just a means of transportation, but a passion and a lifestyle. However, the increasing number of thefts, accidents, and damage can take away the joy of riding—bicycle insurance provides protection for your bike and financial support in unforeseen situations.

A policy typically provides coverage against theft, vandalism, and damage in a traffic accident. Some plans also cover the cost of bicycle repairs and transportation in the event of a breakdown while traveling, and many policies include third-party liability coverage for cyclists. At Polisarium, we compare the terms and conditions of many insurance companies and select a plan tailored to your riding habits.

WHY IT'S WORTH IT

  • Financial Security — without high costs in the event of theft or an accident
  • Cyclist's Liability Insurance — Many insurance policies provide coverage against liability for damages caused to others
  • Travel Support — Some offers cover repairs and transportation in the event of a breakdown
  • For every cyclist — daily commutes, long trips, recreational and professional riding

NO FINE PRINT

Frequently Asked Questions About Bicycle Insurance

The coverage provided by bicycle insurance policies varies from one insurer to another—we explain what really matters.

Is bicycle insurance required?

No — it's voluntary insurance policy. Each insurance company sets its own scope and terms of coverage in its General Terms and Conditions, so it’s a good idea to compare offers before purchasing a policy.

What does a bicycle insurance policy cover?

Most often theft, vandalism, and damage resulting from a traffic accident. Some plans also cover the cost of bicycle repairs and transportation in the event of a breakdown during your trip.

What is bicycle liability insurance?

This provides protection against financial responsibility for damage caused to other people or their property — many bicycle insurance policies cover this.

Who is bicycle insurance for?

For anyone who drives — for recreation or professionally. They will be especially appreciated by people who commute by bike every day, regardless of the weather, as well as by lovers of long bike trips.

BEFORE YOU BUY

What to Look for Before Buying

Bicycle insurance policies vary in coverage—we'll help you choose a plan that won't leave you with any surprises after a claim.

Check the coverage in the General Terms and Conditions

Bicycle repairs and transportation after a breakdown while traveling are options available only in certain plans. We’ll verify exactly what your policy covers.

Is the cyclist's liability insurance included in the package?

Not every policy provides coverage for damages caused to others. We’ll check whether the selected plan includes liability coverage for cyclists.

Protect your bike today

Contact an advisor—we'll compare offers from many insurance companies and find a policy tailored to your needs so you can enjoy safe driving.

or call an advisor
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DO YOU HAVE ANY QUESTIONS?

We'll help you choose the best insurance policy for your bike

Our advisors will explain the differences in coverage, review the exclusions, and select coverage tailored to your motorcycle. Free of charge and with no obligation.

22 299 11 11

Mon.–Fri. 8:00 a.m.–6:00 p.m.