Foreign nationals staying in Poland, regardless of the purpose of their visit, must have adequate health insurance. This applies in particular to those who plan to stay for an extended period or are applying for a residence card. Insurance for Foreigners in Poland It is not only a form of health protection, but also a formal requirement in the legalization process.
What types of insurance are available for foreigners?
The most commonly chosen forms are:
- Health Insurance for a Residence Card – accepted by provincial offices, covering treatment, hospitalization, and medical transportation.
- Health Insurance for Foreigners in Poland – for people coming for a shorter period, such as for tourism or to visit someone.
- Private health insurance plans—available immediately, often with the option of specialist consultations and medical tests.
- Voluntary insurance through the National Health Fund (NFZ) — for those who meet the eligibility requirements.
Where can I find the best prices?
The best way to find an affordable yet effective policy is to compare the offers available online. Many companies offer premium calculators and online purchase forms, which significantly lower the final cost. Health Insurance for Foreigners You can purchase it without leaving home and receive a PDF copy of the policy.
You can find ready-made products that meet official requirements here: insurance for a foreign national
What should you look for when buying?
In addition to price, the scope of services and compliance with legal requirements are important. Good Health Insurance for Foreigners should include:
- the full range of medical expenses,
- coverage for hospitalization and medical transportation,
- an area of operation covering the territory of Poland,
- a validity period corresponding to the planned stay,
- Minimum coverage of 30,000 euros.
Learn more
- Insurance for Foreigners in Poland – How It Works and How Much It Costs
- Health Insurance for Foreigners – What Should You Know Before Coming to Poland?
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