Warta Liability Insurance

Insurance company Warta

Warta Liability Insurance

Mandatory Car Owner Insurance

Liability insurance guarantees compensation in the event that a car owner causes harm to others with their vehicle and is legally liable for it. Our calculator lets you calculate your third-party liability insurance premium in just a few minutes. Should you encounter problems on the road, we include Standard Assistance coverage. If you decide to opt for more comprehensive coverage, we’ll tailor the policy to your needs.

What are the benefits of choosing a liability insurance policy from Warta?

• Third-Party Liability Insurance: Fast Payout – If someone damages your vehicle in an accident, we’ll take care of it. If the damages exceed 500,000 PLN, Warta will accept the claim and handle the entire process from start to finish.
• Assistance at the Scene of an Accident – We guarantee assistance after an accident, regardless of who caused it. We’ll provide advice, send a tow truck, and cover the cost.
• Discount Protection – If you cause damage totaling up to 5,000 PLN, you will not lose your no-claims discounts when you renew your policy. If you do not cause any damage during the year, you will be guaranteed unlimited protection of your discounts when you renew your policy the following year.
• BLS Direct Claims Settlement – If the person responsible for the damage to your vehicle is insured by another insurance company that is part of the BLS system, we will pay you compensation and handle the paperwork with the at-fault party’s insurance company.
• Loyal Customer Package – You get favorable terms on additional insurance, such as higher coverage limits for the same price.

What Does Warta's Auto Liability Insurance Cover? Examples

• A fender-bender at a traffic light—when you accidentally rear-end the car in front of you, which is stopped at a red light.
• Hitting a cyclist or pedestrian.
• Damage to another person's property—such as damaging a neighbor's driveway gate.
• Scratching someone's car—when you open your door too wide and scratch another vehicle in the parking lot.

What Is Not Covered by Liability Insurance? Examples

• Damage to Your Car – When You Scratch the Door of Your Own Car While Loading Bikes for a Weekend Trip.
• A dead battery—when a breakdown prevents you from continuing your trip and you want to call for help.
• Broken window and theft—when someone damages your car while attempting to steal it.
• Damage to Your Home – When You Damage the Exterior of Your Own Home While Parking.

TU Warta – Auto Liability Insurance Tailored to Your Vehicle

Third-party liability insurance from Warta is not only a mandatory policy but also offers a range of additional benefits that provide drivers with greater comfort and safety. Thanks to discount protection, direct claims settlement (BLS), and on-site accident assistance, you can count on fast and efficient service in the event of problems on the road. Warta also offers “Quick Pay” liability insurance, under which, in the event of a claim exceeding 500,000 PLN, the company will handle the settlement from start to finish. Additionally, loyal customers are eligible for favorable terms on extended coverage options, providing even better protection.