Guides and practical information on: the National Health Fund (NFZ), including „No Insurance, No Treatment—How Can Foreigners Legally Receive Medical Care in Poland?”.
Poland, as one of the most popular destinations in Central and Eastern Europe for work, study, or living, is attracting an increasing number of foreigners. However, anyone planning a legal stay must meet a number of administrative requirements—including providing proof of valid health insurance.
Health insurance for foreigners in Poland is a health insurance policy that allows them to legally reside in the country and receive medical care. This applies to both citizens of non-EU countries and those from EU member states. In 2025, the regulations were updated and made more p
Health insurance is an essential part of any foreigner’s stay in Poland. In 2025, its importance increased, both due to the formal requirements for legalizing one’s stay and the rising costs of healthcare services. Health insurance for foreigners can take the form of
Upon arrival in Poland, every foreign national must present valid health insurance to obtain a residence card or appropriate medical expense coverage when applying for a visa. This is not only a legal requirement but also a key element in ensuring safety in
For years, Poland has been attracting foreigners—including tourists, students, workers, and those coming for a longer stay. As the number of visa applications and applications for health insurance for residence permits grows, so does the importance of KL insurance, or medical expense coverage. Ob
The year 2025 brought a number of changes to health insurance for foreigners in Poland. The amendment to the Act on Health Care Services Financed from Public Funds, which took effect on January 1, aims to simplify procedures, tighten up the system, and
Foreign nationals who are legally residing in Poland and are not subject to mandatory employment-based health insurance may enter into a voluntary health insurance agreement for foreign nationals with the National Health Fund. To do so, you must submit the appropriate application and provide
Many foreigners are unaware that, in some cases, health insurance is not a choice but a requirement. This applies primarily to individuals applying for a residence permit. The requirement to have a policy covering medical expenses is clearly stipulated in the regulations
Foreign nationals staying in Poland, regardless of the purpose of their visit, must have adequate health insurance. This applies especially to those who plan a longer stay or are applying for a residence permit. Health insurance for foreign nationals in Poland is not just a form of health protection
Choosing the right health insurance for a foreign national can be crucial not only for their health security but also for their ability to reside legally in Poland. Different insurance companies offer varying terms and conditions, so it’s worth carefully reviewing the available options
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