Poradniki i praktyczne informacje dotyczące: karta pobytu, w tym „Bez ubezpieczenia ani rusz – jak cudzoziemcy mogą legalnie korzystać z leczenia w Polsce?”.
Poland, like most European Union countries, requires foreigners to have health insurance. This is not only a formal requirement when applying for a visa or a residence permit, but above all a means of protecting one’s health and finances. Without insurance, even a routine visit to the doctor
The Polish healthcare system is based on the National Health Fund (NFZ), which finances medical treatment for people with health insurance. For Polish citizens, premiums are automatically deducted from their pay, but the situation is different for foreigners. To benefit
The first few days in Poland are a time of intense adjustment—opening a bank account, finding an apartment, or starting a job or studies. Amid this flurry of activities, many people put off dealing with health insurance until later. That’s a big mistake. Without a valid policy, a foreigner does not have access to
Under Polish law, any person from outside the European Union who stays in Poland for more than 3 months is required to have valid health insurance. This is a formal requirement when applying for a visa or a temporary residence permit.
Poland, like most European Union countries, requires foreign nationals to have valid health insurance in order to obtain a residence card. This is one of the key documents when applying for a visa, a residence permit, or an extension of the right to work. Not having health insurance poses a risk
Accidents, illnesses, or a sudden deterioration in health can happen to anyone—regardless of age or physical condition. For foreigners staying in Poland without health insurance, however, this poses a huge financial risk. Without insurance, every visit to the emergency room, inte
In Poland, uninsured individuals cannot access public health care through the National Health Fund (NFZ). This means that they must pay out of pocket for every doctor’s visit, medical test, or hospital stay. The cost of medical services can be very high—a visit to a specialist can
Under Polish law, any person from outside the European Union who plans to stay in the country for more than 90 days must have valid health insurance in order to obtain a residence card. This is a prerequisite for obtaining or extending a visa, as well as a temporary residence permit. Failure to have valid
Migration to Poland for professional, educational, or family reasons is becoming increasingly common. However, before a foreign national settles here permanently, it’s important to take care of the formalities related to health care. Health insurance for foreign nationals is not just an administrative requirement
In 2025, foreign nationals residing in Poland must have valid health insurance. It is required both to legalize their stay and to receive medical care in the event of illness or an accident. In this step-by-step guide, we explain how to obtain insurance
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