Poradniki i praktyczne informacje dotyczące: ubezpieczenie KL, w tym „Bez ubezpieczenia ani rusz – jak cudzoziemcy mogą legalnie korzystać z leczenia w Polsce?”
For years, Poland has been attracting foreigners—including tourists, students, workers, and those coming for a longer stay. As the number of visa applications and applications for health insurance for residence permits grows, so does the importance of KL insurance, or medical expense coverage. Ob
The year 2025 brought a number of changes to health insurance for foreigners in Poland. The amendment to the Act on Health Care Services Financed from Public Funds, which took effect on January 1, aims to simplify procedures, tighten up the system, and
Foreign nationals who are legally residing in Poland and are not subject to mandatory employment-based health insurance may enter into a voluntary health insurance agreement for foreign nationals with the National Health Fund. To do so, you must submit the appropriate application and provide
Many foreigners are unaware that, in some cases, health insurance is not a choice but a requirement. This applies primarily to individuals applying for a residence permit. The requirement to have a policy covering medical expenses is clearly stipulated in the regulations
Foreign nationals staying in Poland, regardless of the purpose of their visit, must have adequate health insurance. This applies especially to those who plan a longer stay or are applying for a residence permit. Health insurance for foreign nationals in Poland is not just a form of health protection
Health insurance for foreigners is a form of health coverage that pays for the costs of unexpected doctor’s visits, hospitalizations, outpatient procedures, and medical transportation during a stay in Poland. It is particularly important for people visiting
Poland, as an EU member state, attracts millions of tourists from around the world every year. Many people visit our country for tourism, family, or business purposes. For those from outside the Schengen Area, travel insurance for foreigners can be not only a recommendation
KL insurance, or medical expense insurance, is one of the most important forms of coverage for people staying outside their home country. For people coming to Poland, especially those from outside the European Union, medical expense insurance for foreigners is c
Foreigners residing in Poland do not always have access to the public health care system. In such cases, it is possible to purchase voluntary insurance that provides access to medical services without having to pay the full cost of treatment. Voluntary insu
In 2025, an increasing number of people from abroad are coming to Poland not only for tourism, but also for educational, family, and professional reasons. The growing number of students, seasonal workers, professionals, and refugees means that the issue of access to health care is becoming
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